Call-tested by OsmO on
Quick answer: call Lloyds Bank at 0345 300 0000, then say “open a new account”, then say “no”, then say “yes”, then wait about 45 s. When we called on Oct 29, 2026, a real person answered in about 1.5 min.
Fastest way to a person:
Don’t want to wait on hold? OsmO can call Lloyds Bank, press the keys and wait for you.
Every option we heard when we called on Oct 29, 2026. There are no keys to press: Lloyds answers with a voice system that asks the reason for your call in your own words. It warns that opening an account by phone takes 20 to 30 minutes and points you to lloyds.com, then still puts you through.
OsmO is an AI phone assistant app. Tell it what you need and it makes the call: it listens to the Lloyds Bank menu, presses the keys, waits on hold, and rings you the moment a person picks up.
0345 300 0000. We took it from lloydsbank.com and called it ourselves on Oct 29, 2026.
Lloyds says its automated telephone system is available 24 hours a day, 7 days a week. In our test at about 8:20am UK time on a Thursday an adviser answered within two minutes.
Not for general customer service. Outside Automated line 24/7 (per lloydsbank.com), call back during open hours.
Call 0345 300 0000, then say “open a new account”, then say “no”, then say “yes”, then wait about 45 s. That reached a person in our test.
About 1.5 min in our test on Oct 29, 2026. Your wait may be shorter or longer.
We rate it 50/100 (Medium). It took 4 steps to reach a person, across 3 menus with 3 options. Our score adds 10 for every key or spoken step on the way, 10 for every forced wait, 5 per minute until a person and 1 for every menu.
Yes. OsmO, an AI phone assistant app, can call Lloyds Bank, press the keys and wait on hold for you.
Call 0345 300 0000 and say the reason for your call, for example “open a new account”. Answer “no” if you are not a customer and “yes” when it asks if you still want an adviser. In our test an adviser answered in about a minute and a half.
Yes, but the line warns it takes 20 to 30 minutes with a colleague. The adviser we spoke to suggested applying on the website or the app instead.
OsmO is not affiliated with Lloyds Bank. The number comes from Lloyds Bank’s own website. Menus change; ours was tested on Oct 29, 2026.
Let something else answer. Your first seven days are free.
